Initial Coin Offerings (ICOS) have become a popular way to fund projects in the cryptocurrency market. In fact, token sale ICOs have been so successful that they are used even more frequently than they were a year ago. By definition, an ICO is actually any event in which a new cryptocurrency project sells part of its cryptocurrency tokens to initial enthusiasts and adopters in exchange for money. In its most recent use, token sale ICOs provide a way for cryptocurrency project creators to raise money for operations money.
From Washington to Silicone Valley, in the year 2017 programmers raised more than $3.2 billion by selling virtual currencies to investors of all sizes. According to an October 2017 New York Times article that amount from 2017 was 3,000% more than the amount of funds raised using coin offerings in the year 2016.

For companies and individuals who are looking to invest in retail financial planning, it is important to find an opportunity that can offer real results. With an investment of at least $1000, many people are finding that this is the kind of investment that they want to make. In fact, for a growing number of investors, the best opportunity comes in the purchase of token sales. If you are not interested in taking the risk of investing in this kind of opportunity, however, there are many other ways to invest in retail financial planning.

With the use of personal financial planning software, investors can track their investments and follow trends in the market that will make them more profit. Unfortunately, too many Americans have not reached the point where they can make money by investing money. In fact, Only 30% of Americans have a long-term financial plan that includes investment and savings goals. Even worse, a growing number of Americans live under the burden of constant debt. In fact, 157 million Americans indicate that they have credit card debt to pay off.

In a time when it seems like the future is so unsteady, it should come as no surprise that only 24% of millennials demonstrate basic financial literacy, according to a National Endowment for Financial Education study.